Terms of Use

Effective: 20 July 2026

By using this website, you agree to these Terms of Use.

Website purpose

The website provides general information about Pinaqa and its research and product-development activities. Website content does not constitute investment, legal, tax, accounting, or other professional advice.

No offer or solicitation

Nothing on this website is an offer, recommendation, solicitation, or invitation to buy, sell, or hold any security, financial product, portfolio, or investment service.

Illustrative content

Charts, allocations, expected returns, risk scores, model outputs, and other figures may be illustrative, simulated, backtested, or under development unless expressly identified otherwise. They are not representations of actual client performance.

Intellectual property

The Pinaqa name, website design, software concepts, models, text, graphics, and other content are owned by or licensed to Pinaqa and may not be copied or commercially used without permission.

Availability and liability

The website is provided on an “as available” basis. To the maximum extent permitted by law, Pinaqa disclaims warranties and liability arising from reliance on website content or temporary unavailability.

Legal review

These initial terms should be reviewed and localized by qualified legal counsel before production use.